Get Higher APs & More Volume.
Qualified Final Expense inbound calls from consumers actively looking for coverage, connected live to your agents.
Currently accepting up to 10 new agencies this quarter.
Agents Are Writing Business.
Real messages from agents taking Standard calls.
$1,400 Average Annual Premium
Start Taking Calls →Don't Compare
Raw Calls to Qualified Calls.
A $40 raw call and a $65 qualified call are not the same product.
With raw calls, you're buying the call because the phone rang. With Standard, the consumer calls your agent directly, your agent runs our required qualification script, and the call only becomes billable when it meets the qualification criteria.
You pay for callers who meet the qualification criteria.
- Consumer calls
- Agent answers
- You're paying for the raw call
- Age may fall outside your target market
- Caller may not have an acceptable payment method
- You absorb unusable calls
- Lower advertised price per call
- Consumer calls
- Agent answers
- Agent qualifies using Standard's required script
- Age 50–80
- Calling about Final Expense coverage
- Acceptable payment method confirmed
- Located in one of the buyer's selected states
- Calls that fail the qualification criteria are not billable, subject to Standard's billing policy
- You pay for qualified opportunities
You Only Pay For Callers Who Meet The Qualification Criteria.
Here's How Standard Qualification Works
Consumer Calls You
Consumer sees the advertising and calls looking for Final Expense coverage.
Your Agent Answers
The call connects directly to your agent.
Your Agent Reads The Script
Every agent must follow Standard's required qualification script.
Caller Qualifies
- Age 50–80
- Calling about Final Expense coverage
- Has an acceptable payment method
- In one of your selected states
Billable Call
Qualified caller = billable. Doesn't meet the criteria = not billable, subject to Standard's billing policy.
I can get calls cheaper somewhere else.
You probably can. Go try them.
Just make sure you're comparing the same product.
There's a difference between paying for every raw inbound call and paying for callers who meet defined qualification criteria.
A Cheap Call Isn't Cheap
If You Can't Sell It.
No long contracts. No lock-ins. Start with a small test.
Every call, tracked in real time.
The same dashboard your agents use inside Standard Connect — no dialer, no spreadsheets.
| Time | Duration | Outcome | Annual Premium | Call Notes | Notes |
|---|
Built To Produce Conversations At Scale.
Real performance. Real agents. Real results.
Performance figures based on customer-reported results. Individual results vary.
No long contracts. No lock-ins. Start with a small test.
Everything You Should Know Before Taking Calls.
How qualification, billing, pricing, and getting started with Standard actually work.
Don't Try To Beat The Buffer.
The 60-second buffer exists to give your agent time to qualify the caller. It is not a countdown clock.
Your job is to complete Standard's qualification script.
If the consumer does not qualify, you should continue the qualification process normally.
If the call goes beyond 60 seconds but the consumer ultimately does not qualify, Standard can review the recording and credit the call. You only pay for qualified calls.
But agents may not intentionally hang up before completing qualification in an attempt to avoid a billable call.
Qualify The Caller. Don't Race The Clock.
Qualification Determines Billing.
- Is between 50 and 80 years old
- Is calling about Final Expense coverage
- Is located in one of your selected states
- Confirms they can afford approximately $2 per day for coverage
Your agent qualifies the caller directly using Standard's required script. Once the caller meets the criteria, the call becomes billable.
Your agent does. The consumer calls and connects directly to your agent, who follows Standard's required qualification script and determines whether the caller meets the billable criteria.
It gives your agent time to run Standard's qualification script — it's not a countdown clock. Your job is to qualify the caller, not race to hang up before 60 seconds. Even if the call runs longer, Standard can review the recording and credit a legitimately unqualified call.
Complete the qualification process. Don't hang up just because the buffer elapsed. If the consumer genuinely doesn't meet the requirements, Standard can review the recording and credit the call back to your account. Qualification determines whether you ultimately pay.
If the consumer disconnects before completing qualification and the call hasn't become billable, you don't pay for it.
Don't do this. Agents are required to complete Standard's qualification process. Intentionally disconnecting before qualification to avoid a billable call is considered cherry-picking and violates Standard's call-handling policy. These calls may still be billed, and repeated violations can result in the buyer being paused or removed from the platform.
Once the caller meets Standard's qualification criteria, the call is billable. Agents may not disconnect qualified callers because they don't like the opportunity, don't believe they'll close, are busy, or want to wait for a different caller. Qualification is determined by the script — not by whether the agent personally likes the call.
If the consumer confirms during qualification that they can afford approximately $2 per day, that requirement is satisfied. Changing their mind later in the sales conversation doesn't retroactively make the call unqualified. Once the caller qualifies, the agent's job is to sell.
With a raw inbound call, you're generally buying the call because someone called. With Standard, your agent gets the consumer live, follows our required qualification script, and the call only becomes billable once the caller meets Standard's qualification requirements. Comparing the price of a raw call to a Standard qualified call isn't necessarily comparing the same product.
Connected TV (CTV). Consumers see Final Expense advertising on streaming television and call because they're interested in learning about coverage. The consumer initiates the call.
They're inbound calls. The consumer sees the advertising and initiates the call themselves. They connect directly to your agent, who then runs Standard's qualification script.
Yes. The call belongs to you and is never resold.
The consumer has not spoken with another agent before reaching you. They see the advertisement, call, move directly through Standard's system, and connect to your agent.
- No recycled leads
- No resold calls
- No competing with another agent who already spoke to the consumer
The conversation starts with you.
Yes. You choose the states where you want to receive calls. The caller must be located in one of your selected states to meet the qualification requirements.
Standard qualified Final Expense calls are $65 per qualified call, with a 60-second qualification buffer. The buffer gives your agent time to complete Standard's required qualification script.
No minimum purchase. We highly recommend starting with at least 20 calls — one or two calls don't give you enough information to properly evaluate performance. A larger sample gives you enough conversations to understand your numbers, listen to recordings, and optimize your process.
Yes. Standard works with individual Final Expense agents as well as agencies. You don't need to own an agency to get started.
Standard Connect is $97 per month. It includes the softphone that lets you receive Standard calls directly through the platform, and can be set up quickly. You can use your own calling software instead, but it must support Standard's technical requirements, including an API endpoint for agent availability. Compatible third-party platforms generally cost $150+ per month, may require considerably more technical setup, and can take longer to configure. Standard Connect can get you running quickly without that complexity.
You can get funded, activated, and begin receiving calls the same day.
Yes. You have complete control over when you receive calls.
When you log in and make yourself available, you can receive calls. When you log out, calls stop. Work whatever schedule makes sense for you.
This works whether you're an individual agent, a small team, or an agency with 20+ agents. Your availability controls your call flow.
Based on customer-reported sales, Standard is seeing approximately $1,400 average annual premium. Individual results vary.
Capable Final Expense agents have reported closing 30%+ of billable Standard calls, and some perform higher. Standard doesn't guarantee a close rate — we put qualified consumers on the phone. Your ability to convert those conversations comes down to sales. If qualified consumers are consistently reaching your agents and aren't converting, the first place to look is the sales process.
Standard customers have reported producing more than $50,000 in annual premium in a month using Standard calls. Individual results vary. Standard does not guarantee sales performance.
Based on customer-reported sales, Standard has seen 80%+ retention at nine months. Individual results vary.
Yes. Standard provides call recordings and performance visibility so you can understand exactly what happened during the conversation — especially useful when qualified calls aren't converting.
Listen to what's actually happening. Review your recordings and your sales process. If qualified consumers are consistently reaching your agents and aren't converting, the issue may not be the call. Standard gets the qualified conversation to your agent — your agent still has to sell.
No. Standard can generate the inbound call, establish the qualification requirements, and give you visibility into what happened. Your agent still has to sell. Different agents can receive similar qualified opportunities and produce very different results.
You shouldn't trust any company just because its website tells you to. That's why we show you how our calls are generated, exactly how qualification works, real messages from agents taking Standard calls, and actual performance data. Ultimately, the best way to evaluate Standard is to run the calls yourself and judge them based on your own numbers.
If your current source is profitable and giving you all the volume you need, keep using it. Standard gives you another source of qualified inbound conversations that you can evaluate based on your own numbers. We aren't afraid of the comparison.
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Only accepting 10 new agencies this quarter to protect quality and volume.
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